The HSBC Visa Platinum is lifetime free, earns 2 Reward Points per ₹150 and charges a 3.5% forex markup.
| Annual fee | None |
|---|---|
| Joining fee | None |
| Base rewards | 2 Reward Points per ₹150 |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
222 online offers across 167 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.10000 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Zepto: Flat Rs.100 instant discount · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are HSBC's own offers and Visa network offers, so they apply to every HSBC Visa card, not just this one. All HSBC offers by category.
More about the HSBC Visa Platinum Credit Card
Is the HSBC Visa Platinum Credit Card worth it in 2026?
Yes, the HSBC Visa Platinum Credit Card is worth it in 2026 as it offers 2 Reward Points per Rs.150 spent with no joining or renewal fees. Its enhanced rewards on hotels, flights, and car rentals make it a valuable card for frequent travelers.
Who should get the HSBC Visa Platinum Credit Card?
This card is ideal for frequent travelers and leisure seekers who spend on hotels, flights, and car rentals. With no joining or annual fees, it suits users looking to earn rewards without extra costs.
How to maximise rewards on the HSBC Visa Platinum Credit Card?
Maximise rewards by using the card for hotel bookings to earn 6X Reward Points, flights for 4X Reward Points, and car rentals for 2X Reward Points. Regular spends earn 2 Reward Points per Rs.150, so prioritise travel-related expenses.
What purchases give the best value on the HSBC Visa Platinum Credit Card?
Hotel stays provide the best value with 6X Reward Points, followed by flights at 4X and car rentals at 2X Reward Points. Other purchases earn 2 Reward Points per Rs.150 spent.