HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Updated July 2026
HSBC · Visa · Credit Card
Best for
Frequent travelers seeking reward points
Think twice if
Rarely travels or uses credit cards
Earn 4X Reward Points on Flights No joining or annual fees 2000 Bonus Reward Points on signup
Joining Fee: Joining Fee - Nil
Renewal Fee: Renewal Fees - Nil
Rewards: Earn 6X Reward Points on Hotels
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 6X Reward Points on Hotels
Earn 4X Reward Points on Flights
Earn 2X Reward Points on Car Rentals
Welcome Bonus
Earn 2000 Bonus Reward Points

More about the HSBC Visa Platinum Credit Card

Is the HSBC Visa Platinum Credit Card worth it in 2026?

Yes, the HSBC Visa Platinum Credit Card is worth it in 2026 as it offers attractive rewards like 4X Reward Points on flights and 6X Reward Points on hotel bookings. Additionally, there are no joining or annual renewal fees, making it cost-effective for frequent travelers.

Who should get the HSBC Visa Platinum Credit Card?

This card is ideal for frequent travelers who book flights and hotels regularly. It also suits users who rent cars often and want to earn rewards on everyday spending, as it offers 2X Reward Points on car rentals and 2 Reward Points per Rs.150 spent.

How to maximise rewards on the HSBC Visa Platinum Credit Card?

To maximise rewards, use the card primarily for flight bookings to earn 4X Reward Points and hotel stays to get 6X Reward Points. Also, use it for car rentals to earn 2X Reward Points and for other purchases to accumulate 2 Reward Points per Rs.150 spent.

What purchases give the best value on the HSBC Visa Platinum Credit Card?

Flight bookings provide the best value with 4X Reward Points, followed by hotel stays which earn 6X Reward Points. Car rentals also offer good value with 2X Reward Points, while other purchases earn 2 Reward Points per Rs.150 spent.

HSBC Visa Platinum Credit Card
HSBC Visa Platinum Credit Card
HSBC · Visa · Credit Card
Joining Fee: Joining Fee - Nil
Renewal Fee: Renewal Fees - Nil
Rewards: Earn 6X Reward Points on Hotels
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee - Nil
Renewal Fee
Renewal Fees - Nil
Rewards
Earn 6X Reward Points on Hotels
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee - Nil. Renewal Fees - Nil
Earn 6X Reward Points on Hotels
3.5% - Foreign Currency Transactions

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