The SBI Card Visa Cashback has a ₹999 annual fee (waived on ₹2 lakh annual spend) and charges a 3.5% forex markup.
| Annual fee | ₹999 |
|---|---|
| Joining fee | ₹999 |
| Annual fee waived | On ₹2 lakh annual spend |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Live offers on this card
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Sbi Card Visa Cashback Credit Card
Is the Sbi Card Visa Cashback Credit Card worth it in 2026?
The Sbi Card Visa Cashback Credit Card has a joining fee and renewal fee of Rs.999 each. The renewal fee is waived if you spend Rs.2 Lakhs annually, making it cost-effective for regular users who meet this threshold.
Who should get the Sbi Card Visa Cashback Credit Card?
This card is ideal for users who spend at least Rs.2 Lakhs per year and want to earn cashback on their purchases. It suits individuals looking for a straightforward cashback credit card with manageable fees.
How to maximise rewards on the Sbi Card Visa Cashback Credit Card?
To maximise rewards, ensure you spend Rs.2 Lakhs annually to waive the Rs.999 renewal fee. Use the card for regular expenses to accumulate cashback and offset the joining and renewal fees.
What purchases give the best value on the Sbi Card Visa Cashback Credit Card?
While specific cashback categories are not detailed, using the card for everyday and high-value purchases helps reach the Rs.2 Lakhs spend threshold, ensuring the renewal fee waiver and maximising overall cashback benefits.