The Tata Neu Infinity HDFC has a ₹1,499 annual fee (waived on ₹3 lakh annual spend), earns 1.5% Back as NeuCoins on Non-Tata Brands, includes 2 airport lounge visits a quarter and charges a 2% forex markup.
| Annual fee | ₹1,499 |
|---|---|
| Joining fee | ₹1,499 |
| Annual fee waived | On ₹3 lakh annual spend |
| Base rewards | 1.5% Back as NeuCoins on Non-Tata Brands |
| Lounge access | 2 airport lounge visits a quarter |
| Forex markup | 2% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
The Tata Neu Infinity Hdfc Bank Credit Card offers 1.5% to 5% back as NeuCoins on various spends, including telecom, cable, Westside, Croma, and Tata Play. With 2 complimentary domestic lounge accesses per quarter and 1 international lounge access, plus a renewal fee waiver on spending Rs.300000, it remains valuable for frequent shoppers and travelers in 2026.
This card is ideal for users who regularly spend on telecom, cable, Westside, Croma, and Tata Play services. Frequent travelers who can utilize the complimentary airport lounge accesses and those who can spend Rs.300000 annually to waive the renewal fee will benefit the most.
Maximise rewards by using the card for non-EMI spends on Westside, Croma, and Tata Play to earn 5% back as NeuCoins. Also, use it for telecom and cable transactions to get 1.5% back, and ensure annual spends exceed Rs.300000 to waive the Rs.1499 renewal fee.
Use the Tata Neu Infinity Hdfc Bank Credit Card on Tata Neu app for seamless rewards redemption. Also, shop on Westside, Croma, and Tata Play platforms to earn higher NeuCoins cashback. Telecom and cable payment portals are ideal for earning 1.5% back.