The Shoppers Stop HDFC has a ₹299 annual fee, earns 1% Reward Points on Every Non-Shoppe₹Stop Spends and charges a 3.5% forex markup.
| Annual fee | ₹299 |
|---|---|
| Joining fee | ₹299 |
| Base rewards | 1% Reward Points on Every Non-Shoppe₹Stop Spends |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
People Also Asked
More about the Shoppers Stop Hdfc Bank Credit Card
Is the Shoppers Stop Hdfc Bank Credit Card worth it in 2026?
Yes, the Shoppers Stop Hdfc Bank Credit Card is worth it in 2026 if you frequently shop at Shoppers Stop. With 3% reward points on every Shoppers Stop spend and 1% on other purchases, the Rs.299 joining and renewal fees can be easily offset by the rewards earned.
Who should get the Shoppers Stop Hdfc Bank Credit Card?
This card is ideal for regular shoppers at Shoppers Stop who want to maximize their rewards. It suits individuals looking for consistent cashback on retail spends and are comfortable paying a Rs.299 joining and annual renewal fee.
How to maximise rewards on the Shoppers Stop Hdfc Bank Credit Card?
To maximize rewards, use the card primarily for all purchases at Shoppers Stop to earn 3% reward points. For other spends, you still earn 1% reward points, so using the card for everyday expenses can help accumulate points faster.
What purchases give the best value on the Shoppers Stop Hdfc Bank Credit Card?
Purchases at Shoppers Stop offer the best value with 3% reward points on every spend. Non-Shoppers Stop transactions earn 1% reward points, making retail spends at Shoppers Stop the most rewarding.