The HDFC Diners Club Black has a ₹10,000 annual fee (waived on ₹5 lakh annual spend), earns 5 reward points For Every ₹150, includes unlimited domestic & international lounge access and charges a 2% forex markup.
| Annual fee | ₹10,000 |
|---|---|
| Joining fee | ₹10,000 |
| Annual fee waived | On ₹5 lakh annual spend |
| Base rewards | 5 reward points For Every ₹150 |
| Lounge access | Unlimited domestic & international lounge access |
| Forex markup | 2% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
117 online offers across 29 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers, so they apply to every HDFC Bank card, not just this one. All HDFC Bank offers by category.
People Also Asked
More about the HDFC Bank Diners Club Black Credit Card
Is the HDFC Bank Diners Club Black Credit Card worth it in 2026?
The HDFC Bank Diners Club Black Credit Card is worth it if you spend significantly on utilities, telecom, groceries, and Smartbuy, earning 5 to 10X reward points. The Rs. 10,000 joining and renewal fees can be waived by spending Rs. 5,00,000 annually, making it cost-effective for high spenders.
Who should get the HDFC Bank Diners Club Black Credit Card?
This card is ideal for frequent spenders who regularly spend on utilities, telecom, groceries, and online Smartbuy purchases. It suits users who can leverage unlimited complimentary domestic and international lounge visits and can meet the Rs. 5,00,000 annual spend to waive the renewal fee.
How to maximise rewards on the HDFC Bank Diners Club Black Credit Card?
Maximise rewards by spending on utilities, telecom, and groceries to earn 5 reward points for every Rs. 150 spent, and get 10X points on Smartbuy purchases. Focus on these categories to accumulate points faster and offset the Rs. 10,000 fees.
Is the HDFC Bank Diners Club Black Credit Card good for international travel?
Yes, it offers unlimited complimentary international lounge visits, enhancing travel comfort. This benefit, combined with high reward points on global spends, makes it suitable for frequent international travellers.