The HDFC Diners Club Black Metal Edition has a ₹10,000 annual fee (waived on ₹8 lakh annual spend), earns 5 reward points For Every ₹150, includes unlimited domestic & international lounge access and charges a 2% forex markup.
| Annual fee | ₹10,000 |
|---|---|
| Joining fee | ₹10,000 |
| Annual fee waived | On ₹8 lakh annual spend |
| Base rewards | 5 reward points For Every ₹150 |
| Lounge access | Unlimited domestic & international lounge access |
| Forex markup | 2% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
117 online offers across 29 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers, so they apply to every HDFC Bank card, not just this one. All HDFC Bank offers by category.
More about the Hdfc Bank Diners Club Black Metal Edition Credit Card
Is the Hdfc Bank Diners Club Black Metal Edition Credit Card worth it in 2026?
Yes, the card offers strong rewards like 2X points on weekend dining and 10X points on Smartbuy. With unlimited complimentary domestic and international lounge visits and a milestone bonus of 10,000 points on Rs.4 lakhs spend, it justifies the Rs.10,000 annual fee for high spenders.
Who should get the Hdfc Bank Diners Club Black Metal Edition Credit Card?
This card is ideal for frequent diners, online shoppers, and premium users who spend heavily on groceries, insurance, and Smartbuy. Users who can spend Rs.8 lakhs annually to waive the renewal fee will benefit the most.
How to maximise rewards on the Hdfc Bank Diners Club Black Metal Edition Credit Card?
Maximise rewards by using the card for weekend dining to earn 2X points, shopping on Smartbuy for 10X points, and spending on groceries and insurance to earn 5 points per Rs.150. Also, aim to spend Rs.4 lakhs to get 10,000 bonus points.
Is the Hdfc Bank Diners Club Black Metal Edition Credit Card good for international travel?
Yes, it offers unlimited complimentary international lounge visits, enhancing travel comfort. The card’s rewards and lounge access make it a strong choice for frequent international travelers.