Key Benefits
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More about the Hdfc Bank Moneyback+ Credit Card
Is the Hdfc Bank Moneyback+ Credit Card worth it in 2026?
Yes, the Hdfc Bank Moneyback+ Credit Card is worth it if you frequently shop on Reliance Smart SuperStore, Swiggy, Amazon, or BigBasket, earning 10X CashPoints on these platforms. The Rs.500 renewal fee can be waived by spending Rs.50,000 annually, making it cost-effective for regular users.
Who should get the Hdfc Bank Moneyback+ Credit Card?
This card is ideal for shoppers who regularly use Reliance Smart SuperStore, Swiggy, Amazon, and BigBasket. It suits individuals who want to earn accelerated rewards on these platforms and are comfortable spending at least Rs.50,000 annually to waive the renewal fee.
How to maximise rewards on the Hdfc Bank Moneyback+ Credit Card?
To maximise rewards, focus your spending on Reliance Smart SuperStore, Swiggy, Amazon, and BigBasket to earn 10X CashPoints. Additionally, aim to spend Rs.50,000 annually to get the Rs.500 renewal fee waived and benefit from the 500 CashPoints renewal milestone.
What purchases give the best value on the Hdfc Bank Moneyback+ Credit Card?
Purchases on Reliance Smart SuperStore, Swiggy, Amazon, and BigBasket offer the best value with 10X CashPoints. Other spends earn 2 CashPoints per Rs.150, making these platforms the most rewarding for maximising cashback.