The SimplyCLICK SBI Visa has a ₹499 annual fee (waived on ₹1 lakh annual spend), earns 1 Reward Points per ₹100 and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Annual fee waived | On ₹1 lakh annual spend |
| Base rewards | 1 Reward Points per ₹100 |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Simplyclick Sbi Visa Credit Card
Is the Simplyclick Sbi Visa Credit Card worth it in 2026?
The Simplyclick Sbi Visa Credit Card offers strong rewards with 5X points on online spends and 10X points on Myntra, Apollo 24x7, and Netmeds. With an annual fee of Rs.499 that can be waived by spending Rs.1 lakh, it remains a valuable card for frequent online shoppers in 2026.
Who should get the Simplyclick Sbi Visa Credit Card?
This card is ideal for online shoppers who frequently purchase from Myntra, Apollo 24x7, and Netmeds. Users spending heavily on e-commerce and healthcare platforms will benefit most from the high reward points and fee waiver on spending Rs.1 lakh annually.
How to maximise rewards on the Simplyclick Sbi Visa Credit Card?
To maximise rewards, focus your spending on online platforms, especially Myntra, Apollo 24x7, and Netmeds to earn 10X reward points. Ensure your total annual spend reaches Rs.1 lakh to get the renewal fee of Rs.499 waived.
What purchases give the best value on the Simplyclick Sbi Visa Credit Card?
Purchases on Myntra, Apollo 24x7, and Netmeds offer the best value with 10X reward points. General online spends earn 5X points, while other purchases earn 1 reward point per Rs.100 spent.