Key Benefits
More about the HDFC Bank MoneyBack Credit Card
Is the HDFC Bank MoneyBack Credit Card worth it in 2026?
The HDFC Bank MoneyBack Credit Card offers 2X Reward Points per Rs.150 spent online, making it valuable for frequent online shoppers. With a joining fee and annual renewal fee of Rs.500 each, the card is worth it if you spend at least Rs.50,000 annually to get the renewal fee waived.
Who should get the HDFC Bank MoneyBack Credit Card?
This card is ideal for individuals who shop online regularly and want to earn rewards on their spending. If you spend Rs.50,000 or more annually, you can waive the Rs.500 renewal fee, making it cost-effective for frequent users.
How to maximise rewards on the HDFC Bank MoneyBack Credit Card?
To maximise rewards, focus on online purchases to earn 2X Reward Points per Rs.150 spent. Ensure your annual spending crosses Rs.50,000 to waive the Rs.500 renewal fee and increase your net benefits.
What purchases give the best value on the HDFC Bank MoneyBack Credit Card?
Online spends provide the best value, earning you 2X Reward Points per Rs.150. Regular offline purchases earn 2 Reward Points per Rs.150, but online transactions maximise your rewards.