The Shaurya SBI RuPay Platinum has a ₹250 annual fee (waived on ₹50,000 annual spend), earns 1 Reward Point Per ₹100 and charges a 3.5% forex markup.
| Annual fee | ₹250 |
|---|---|
| Annual fee waived | On ₹50,000 annual spend |
| Base rewards | 1 Reward Point Per ₹100 |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
68 online offers across 42 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- AJIO: Flat Rs.150 off · till 31 Jul 2027
- Air India: Flat 12% off · till 7 Dec
- Reliance Digital: 5% Instant Discount · till 31 Dec
- Hp - Hewlett-packard: Rs.18000 Cashback · till 10 Nov
These are SBI Cards's own offers and RuPay network offers, so they apply to every SBI Cards RuPay card, not just this one. All SBI Cards offers by category.
More about the Shaurya Sbi Rupay Platinum Credit Card
Is the Shaurya Sbi Rupay Platinum Credit Card worth it in 2026?
Yes, the Shaurya Sbi Rupay Platinum Credit Card is worth it in 2026 for users who spend regularly on departmental stores, groceries, dining, movies, and CSD. With 5X reward points on these categories and an annual fee of Rs.250 that can be waived by spending Rs.50,000, it offers good value for frequent spenders.
Who should get the Shaurya Sbi Rupay Platinum Credit Card?
This card is ideal for individuals who frequently shop at departmental stores and grocery outlets, enjoy dining out, watch movies, or purchase from CSD. Users looking to earn high reward points on everyday expenses and willing to spend at least Rs.50,000 annually to waive the renewal fee will benefit most.
How to maximise rewards on the Shaurya Sbi Rupay Platinum Credit Card?
To maximise rewards, use the card primarily for purchases at departmental stores, grocery shopping, dining, movies, and CSD to earn 5X reward points. Additionally, ensure your annual spending reaches Rs.50,000 to get the Rs.250 renewal fee waived, increasing overall savings.
What purchases give the best value on the Shaurya Sbi Rupay Platinum Credit Card?
Purchases at departmental stores, grocery outlets, dining establishments, movie tickets, and CSD offer the best value with 5X reward points. Other spends earn 1 reward point per Rs.100, so focusing on these categories maximises your rewards.