Yes, the Shaurya Sbi Rupay Platinum Credit Card is worth it in 2026 for users who spend regularly on departmental stores, groceries, dining, movies, and CSD. With 5X reward points on these categories and a low annual fee of Rs.250, it offers good value. The renewal fee is waived if you spend Rs.50,000 annually.
This card is ideal for individuals who frequently shop at departmental stores and grocery outlets, enjoy dining out, watch movies, or make purchases at CSD. Users looking for a low-cost credit card with focused reward benefits on these categories will benefit the most.
To maximise rewards, use the card for all departmental store, grocery, dining, movie, and CSD purchases to earn 5X reward points. Additionally, ensure your annual spending crosses Rs.50,000 to waive the Rs.250 renewal fee and increase overall savings.
Purchases at departmental stores, grocery outlets, dining establishments, movie tickets, and CSD earn 5X reward points, providing the best value. Other spends earn 1 reward point per Rs.100, making these categories the most rewarding.