Axis Bank Magnus Burgundy Credit Card vs Axis Bank Magnus Credit Card: Which is Better in 2026?
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The Axis Bank Magnus Burgundy Credit Card offers no notable benefits, while the Axis Bank Magnus Credit Card provides a range of rewards and travel perks. This comparison highlights the significant differences in rewards, travel benefits, and fees between the two cards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Axis Bank Magnus Burgundy Credit Card | Axis Bank Magnus Credit Card |
|---|---|---|
| Bank | Axis Bank | Axis Bank |
| Network | MasterCard | MasterCard |
| Joining fee | — | Joining Fee of Rs.12500 |
| Annual / renewal fee | — | Second Year Onwards Annual Fee of Rs.12500 |
| Annual fee waiver | — | Spend Rs.25 Lakhs For Annual Fee Waiver |
| Reward rate (headline) | — | Earn 35 EDGE Reward Points Above Transactions of Rs.200000 per month. |
| Lounge — domestic | — | Enjoy Unlimited Complimentary Lounge Visits in India |
| Lounge — international | — | Enjoy Unlimited Complimentary International Lounge Visits |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | Welcome Benefits - Voucher Worth Rs.12500 |
| Milestone benefit | — | — |
| Foreign currency markup | — | 2% - Foreign Currency Transactions |
Which is better for rewards?
The Axis Bank Magnus Credit Card is clearly superior for rewards, offering a structured rewards program that includes earning 35 EDGE Reward Points on high-value transactions. In contrast, the Axis Bank Magnus Burgundy Credit Card lacks any rewards structure, making it less attractive for those seeking to maximize their spending benefits.
Which is better for travel?
For travel enthusiasts, the Axis Bank Magnus Credit Card stands out by providing unlimited complimentary lounge access both domestically and internationally. The Axis Bank Magnus Burgundy Credit Card, however, does not offer any travel-related benefits, making it unsuitable for frequent travelers.
Which has lower effective cost?
Both cards have a joining fee of Rs. 12,500, and the Axis Bank Magnus Credit Card requires a significant spend of Rs. 25 lakhs for a fee waiver. The Axis Bank Magnus Burgundy Credit Card does not specify any fees or waivers, leading to a tie in terms of effective cost, as both cards carry substantial fees without clear benefits.
Who should pick Axis Bank Magnus Burgundy Credit Card?
Consider Axis Bank Magnus Burgundy Credit Card if you are looking for a straightforward credit card without complex rewards or travel benefits. It may suit those who prefer simplicity and do not frequently utilize credit card perks.
Who should pick Axis Bank Magnus Credit Card?
Consider Axis Bank Magnus Credit Card if you are a frequent traveler or a high spender looking to earn significant rewards on your transactions. The card's extensive benefits, including lounge access and a structured rewards program, make it a better choice for maximizing value.
Frequently Asked Questions
The joining fee for the Axis Bank Magnus Credit Card is Rs. 12,500.
No, the Axis Bank Magnus Burgundy Credit Card does not offer any rewards.
The Axis Bank Magnus Credit Card offers unlimited complimentary lounge visits both domestically and internationally.
Yes, the Axis Bank Magnus Credit Card waives the annual fee if you spend Rs. 25 lakhs in a year.