Yes Bank Marquee Credit Card vs Yes First Preferred Mastercard Credit Card: Which is Better in 2026?
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The Yes Bank Marquee Credit Card offers a range of rewards and benefits, particularly for frequent travelers and online shoppers. In contrast, the Yes First Preferred Mastercard Credit Card lacks detailed benefits, making it less appealing for those seeking rewards or perks.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Yes Bank Marquee Credit Card | Yes First Preferred Mastercard Credit Card |
|---|---|---|
| Bank | Yes Bank | Yes Bank |
| Network | MasterCard | MasterCard |
| Joining fee | Joining Fee of Rs.9999 | — |
| Annual / renewal fee | Renewal Fee of Rs.4999 | — |
| Annual fee waiver | Spend Rs.1000000 For Renewal Fee Waiver | — |
| Reward rate (headline) | 36 Reward Points on Every Rs.200 For Online Shopping | — |
| Lounge — domestic | 6 Complimentary Lounge Access in India | — |
| Lounge — international | Enjoy Unlimited Complimentary International Lounge Visits | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | Earn 40000 YES Rewardz Points On Payment of Joining Fees | — |
| Milestone benefit | Earn 20000 Bonus YES Rewardz Points On Payment of Renewal Fees | — |
| Foreign currency markup | 1% - Foreign Currency Transactions | — |
Which is better for rewards?
The Yes Bank Marquee Credit Card is clearly superior for rewards, offering 10 Reward Points on every Rs.200 spent, with enhanced rates for online and offline shopping. Additionally, it provides substantial welcome and milestone bonuses, making it attractive for those looking to maximize their rewards. The Yes First Preferred Mastercard Credit Card, however, does not list any rewards or benefits, rendering it ineffective for reward seekers.
Which is better for travel?
For travel benefits, the Yes Bank Marquee Credit Card stands out with unlimited complimentary international lounge visits and six domestic lounge accesses. This makes it a strong choice for frequent travelers. The Yes First Preferred Mastercard Credit Card does not offer any travel-related benefits, which limits its appeal for those who prioritize travel perks.
Which has lower effective cost?
In terms of fees, the Yes Bank Marquee Credit Card has a joining fee of Rs.9999 and a renewal fee of Rs.4999, with a waiver option based on spending. The Yes First Preferred Mastercard Credit Card does not provide any fee information, making it difficult to assess its cost-effectiveness. Therefore, while the Marquee card has a clear fee structure, the lack of details for the Preferred card leaves it ambiguous.
Who should pick Yes Bank Marquee Credit Card?
Consider Yes Bank Marquee Credit Card if you are looking for a card that offers substantial rewards, travel benefits, and a clear fee structure. It is particularly beneficial for those who frequently shop online or travel internationally, as it maximizes rewards and provides lounge access.
Who should pick Yes First Preferred Mastercard Credit Card?
Consider Yes First Preferred Mastercard Credit Card if you prefer a card with no annual fees or if you are a beginner looking for a straightforward option without complex benefits. However, be aware that it lacks the rewards and travel perks found in the Marquee card.
Frequently Asked Questions
The Yes Bank Marquee Credit Card offers 10 Reward Points on every Rs.200 spent, with enhanced rates for online and offline shopping.
No, the Yes First Preferred Mastercard Credit Card does not list any travel benefits.
The Yes Bank Marquee Credit Card has a joining fee of Rs.9999 and a renewal fee of Rs.4999, with a waiver option based on spending.
The Yes Bank Marquee Credit Card offers six complimentary domestic lounge accesses and unlimited complimentary international lounge visits.