The best card for Myntra is the Kotak Myntra RuPay Credit Card (Instant Discount of 7.5% on Myntra) from Kotak Mahindra Bank — the co-branded card built for Myntra. Right now, Au Bank also has a strong Myntra offer: Get 10% off on Myntra.
Cards ranked by what they earn at Myntra, co-branded cards first. Below: the bank offers running right now and each bank's 12-month track record.
Updated 5 Nov 2026, 11:33 am IST · refreshes every 48 hours
Co-branded Myntra cards come first, then every card we track by what it earns at Myntra: a rate for Myntra itself, else its online-spends rate, else its base rate.
| # | Card | Earns at Myntra | On ₹10,000 a month | Annual fee |
|---|---|---|---|---|
| 1 |
Kotak Myntra RuPay Credit Card
Co-branded Myntra card
|
7.5%
Instant Discount of 7.5% on Myntra
|
₹9,000 a year | ₹500 |
| 2 |
Kotak Myntra Mastercard Credit Card
Co-branded Myntra card
|
Rate not in our data yet | — | — |
| 3 |
Infinia Metal Edition HDFC Credit Card
Earns extra at Myntra
|
16.67%
5X Reward Points on Myntra
|
₹20,000 a year | ₹12,500 |
| 4 |
HDFC Bank Regalia Gold Credit Card
Earns extra at Myntra
|
8.13%
5X Reward Points on spends at Myntra
|
₹9,750 a year | ₹2,500 |
| 5 |
Flipkart Axis Bank Credit Card
Earns extra at Myntra
|
7.5%
7.5% Cashback on Myntra
|
₹9,000 a year | ₹500 |
| 6 |
American Express Gold Credit Card
Earns extra at Myntra
|
5.83%
5X Rewards at Myntra
|
₹7,000 a year | ₹4,500 |
| 7 |
HDFC Bank Millennia Credit Card Visa
Earns extra at Myntra
|
5%
5% Cashback on Myntra
|
₹6,000 a year | ₹1,000 |
| 8 |
SBI Card Visa Cashback Credit Card
Online spends rate
|
5%
5% Cashback on Online Spends
|
₹6,000 a year | ₹999 |
| 9 |
HDFC Bank Diners Club Black Credit Card
Base rate
|
3.33%
5 reward points For Every ₹150
|
₹4,000 a year | ₹10,000 |
| 10 |
HDFC Bank Diners Club Black Metal Edition Credit Card
Base rate
|
3.33%
5 reward points For Every ₹150
|
₹4,000 a year | ₹10,000 |
Rates from each card's issuer benefit data. Yearly figures are ₹10,000 a month at Myntra × the rate, with each card's stated monthly cap applied, before exclusions; reward points are valued at the card's best listed redemption (often travel or vouchers via the bank's portal). Bank offers below can add to these.
| Bank or network | Myntra deal right now | Active offers | Best deal, past year | Months with offers, past year |
|---|---|---|---|---|
| Visa (all Visa cards) | Flat 2% off on myntra | 1 | Up to 13.6% off · save up to ₹300 | 12 of 12 |
| Au Bank | Get 10% off on Myntra | 1 | Up to 10% off · save up to ₹1,000 | 6 of 12 |
| IndusInd Bank | 10% Instant Discount on Myntra Diwali Sale | 1 | Up to 10% off · save up to ₹1,000 | 4 of 12 |
| RBL Bank | 10% Instant Discount on Myntra Diwali Sale | 1 | Up to 10% off · save up to ₹1,000 | 7 of 12 |
| Yes Bank | 10% Instant Discount on Myntra Diwali Sale | 1 | Up to 10% off · save up to ₹1,000 | 2 of 12 |
Banks and card networks with live Myntra offers first, then by 12-month track record. Data refreshed 5 Nov 2026. Offers change often; confirm on the issuer or merchant site.
Banks ranked on their own Myntra offers, with their cards on CardChat. Banks with an active deal come first; card network offers are listed after the banks.
How we rank: banks are ranked on their own Myntra offers: banks with an Active deal tag right now come first, then order follows each bank's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest bank here — it isn't a discount percentage. Offers from a card network (Visa, Mastercard, RuPay) apply to any bank's card on that network, so they're listed separately below rather than counted for each bank. Cards listed under each bank are that bank's cards on CardChat, not individually scored.
These apply to a card from any bank on that network.
Banks and networks running Myntra campaigns at the time of the last data refresh.
How consistently each bank and network has run Myntra campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.
Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Myntra in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.