Of the cards we track, the Airtel Axis Bank Visa Credit Card earns the most at Zomato (10% Cashback on Zomato App). Right now, Au Bank also has a strong Zomato offer: Flat 3% off on food orders.
Cards ranked by what they earn at Zomato, co-branded cards first. Below: the bank offers running right now and each bank's 12-month track record.
Updated 5 Nov 2026, 11:33 am IST · refreshes every 48 hours
Co-branded Zomato cards come first, then every card we track by what it earns at Zomato: a rate for Zomato itself, else its online-spends rate, else its base rate.
| # | Card | Earns at Zomato | On ₹10,000 a month | Annual fee |
|---|---|---|---|---|
| 1 |
Airtel Axis Bank Visa Credit Card
Earns extra at Zomato
|
10%
10% Cashback on Zomato App
|
₹6,000 a year | ₹500 |
| 2 |
HDFC Bank Diners Club Privilege Credit Card
Earns extra at Zomato
|
6.67%
5X Reward Points on spends at Zomato
|
₹8,000 a year | ₹1,000 |
| 3 |
HDFC Bank Millennia Credit Card Visa
Earns extra at Zomato
|
5%
5% Cashback on Zomato
|
₹6,000 a year | ₹1,000 |
| 4 |
SBI Card Visa Cashback Credit Card
Online spends rate
|
5%
5% Cashback on Online Spends
|
₹6,000 a year | ₹999 |
| 5 |
Axis Bank Ace Visa Signature Credit Card
Earns extra at Zomato
|
4%
4% Cashback on Zomato
|
₹4,800 a year | ₹499 |
| 6 |
HDFC Bank Diners Club Black Credit Card
Base rate
|
3.33%
5 reward points For Every ₹150
|
₹4,000 a year | ₹10,000 |
| 7 |
HDFC Bank Diners Club Black Metal Edition Credit Card
Base rate
|
3.33%
5 reward points For Every ₹150
|
₹4,000 a year | ₹10,000 |
| 8 |
Infinia Metal Edition HDFC Credit Card
Base rate
|
3.33%
5 Reward Points For Every ₹150 Spent
|
₹4,000 a year | ₹12,500 |
| 9 |
HDFC Biz Black Metal Edition Credit Card
Base rate
|
3.33%
5 Reward Points per ₹150 on Other Spends
|
₹4,000 a year | ₹10,000 |
| 10 |
RBL Bank Binge Visa Credit Card
Online spends rate
|
3%
12 Reward Points per ₹100 on Online Spends
|
₹3,600 a year | ₹999 |
Rates from each card's issuer benefit data. Yearly figures are ₹10,000 a month at Zomato × the rate, with each card's stated monthly cap applied, before exclusions; reward points are valued at the card's best listed redemption (often travel or vouchers via the bank's portal). Bank offers below can add to these.
| Bank or network | Zomato deal right now | Active offers | Best deal, past year | Months with offers, past year |
|---|---|---|---|---|
| Au Bank | Flat 3% off on food orders | 1 | Up to 20% off · save up to ₹500 | 12 of 12 |
| Federal Bank | 1% off on zomato | 1 | Up to 1% off | 2 of 12 |
| Punjab National Bank | None right now | 0 | Up to 26.7% off · save up to ₹400 | 2 of 12 |
| RBL Bank | None right now | 0 | Up to 25% off · save up to ₹5,000 | 3 of 12 |
| IDBI Bank | None right now | 0 | Up to 20% off · save up to ₹1,000 | 6 of 12 |
Banks and card networks with live Zomato offers first, then by 12-month track record. Data refreshed 5 Nov 2026. Offers change often; confirm on the issuer or merchant site.
Banks ranked on their own Zomato offers, with their cards on CardChat. Banks with an active deal come first; card network offers are listed after the banks.
How we rank: banks are ranked on their own Zomato offers: banks with an Active deal tag right now come first, then order follows each bank's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest bank here — it isn't a discount percentage. Offers from a card network (Visa, Mastercard, RuPay) apply to any bank's card on that network, so they're listed separately below rather than counted for each bank. Cards listed under each bank are that bank's cards on CardChat, not individually scored.
These apply to a card from any bank on that network.
Banks and networks running Zomato campaigns at the time of the last data refresh.
How consistently each bank and network has run Zomato campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.
Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Zomato in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.